Five Life-Saving Steps To Take After A Hit-And-Run

After Calling The Police…

Being involved in a hit-and-run can be frightening and overwhelming. Once you’ve called the police, take a deep breath and follow these critical steps to safeguard yourself, gather necessary evidence, and actively protect your rights.

1. Check Yourself And Others For Injuries

Before anything else, quickly assess yourself and anyone else involved in the accident for injuries. Your safety and the safety of others must always be the top priority. If someone is injured, even slightly, seek medical help immediately. Properly document all injuries too.

2. Document Everything Immediately

Your memory might fail you under stress, so it’s crucial to document as much as you can right away. Take photos and videos of your vehicle, the exact location of the incident, road conditions, skid marks, and anything else relevant.

Note down the precise time, date, and weather conditions. Witness accounts can significantly bolster your claim, so gather contact details from anyone who saw the accident happen.

3. Speak Clearly And Factually To The Police

When the police arrive, provide a clear and concise statement. Stick strictly to the facts without speculation. Mention any important details you remember about the fleeing vehicle (color, model, make, license plate number), or any distinguishing features. Police rely heavily on accurate initial reports to track down the responsible party.

4. Report The Accident To Your Insurance Company

Even if you’re not at fault, it’s vital to notify your insurance provider about the accident as soon as possible. In Michigan, insurance regulations and coverages may vary, and prompt reporting helps protect your rights to coverage. Be truthful and detailed in your initial claim. If unsure about your policy details, consult directly with your agent.

5. Monitor And Document Your Health Carefully

Following any accident, injuries might not be immediately obvious. Adrenaline often masks pain and discomfort. In the days following your incident, keep a careful record of any symptoms, discomfort, or changes in your health.

Seek medical attention promptly if you notice anything unusual. Comprehensive medical documentation can strengthen your insurance claim and legal position if necessary.

Do You Have To File An Insurance Claim?

Yes, filing an insurance claim is usually advisable, particularly if you incurred vehicle damage or medical expenses. Michigan is a no-fault state, meaning your personal injury protection (PIP) coverage typically handles your medical costs and lost wages, regardless of who was at fault. Promptly filing a claim ensures coverage under your policy’s timelines and conditions.

Get In Touch With The Nearest Car Accident Lawyer

Navigating the aftermath of a hit-and-run can be daunting and confusing. Consulting a knowledgeable car accident lawyer doesn’t mean you’re immediately heading to court, but it provides you with invaluable guidance and protection.

An experienced attorney can clarify your legal rights, manage communications with insurance companies, and help ensure you receive fair compensation. This step reduces stress and helps you focus on your recovery.

Does Car Insurance In Michigan Cover Hit-And-Run Accidents?

In Michigan, basic auto insurance typically covers hit-and-run incidents through Personal Injury Protection (PIP). This coverage includes medical expenses and wage loss benefits, no matter who caused the accident.

Additionally, collision coverage can help pay for vehicle repairs if you have it. It’s crucial to review your specific policy and speak with your insurer to understand precisely what is included.

How To Make A Claim On Your Insurance After An Accident

01

Contact your insurer immediately

02

Provide your policy details

03

Submit evidence (photos, police reports)

04

Complete necessary claim forms

05

Schedule an appraisal of vehicle damage

06

Maintain consistent communication with your adjuster

07

Keep meticulous records of all interactions

Don’t Let Them Get Away With It While You Suffer. Let The Law Fight For You.

Being involved in a hit-and-run is traumatic, but you’re not alone. By following these critical steps, you’re taking control and positioning yourself to get the compensation you deserve.