Your Caring Macomb County, MI Car Accident Law Firm

Were you injured in a car accident? Let us help you get the compensation you deserve.

Car accidents can turn your life inside out. It’s not just the injuries you sustain but the time you miss from work, the money you spend in hospitals trying to get better and the mental and physical anguish you have to endure. It’s a difficult time for you, especially when the injuries are severe.

Filing a car accident claim is one of the ways you can try to reduce this turmoil and attempt to collect the pieces of your life and march forward. Having a lawyer who understands your pain and struggle during the claims process can make the process smoother for you.

As a car accident claims law firm, we have seen firsthand the devastation that comes with car accidents and how a few seconds can destroy lives and livelihoods. That is why we are dedicated to helping victims get compensated for their damages through integrity, respect, and compassion. We’re not just about the law. We are also about support, care, and guidance to enhance your experience.

Should You Accept The First Offer From The Insurance Company?

After an accident, you may be hard pressed for finances, considering you have medical bills and still need to keep up with your other bills. An offer from the insurance company may feel like what you need to alleviate the financial burden.

However, those initial offers aren’t always in your best interest for several reasons:

1. The Offer Is Usually Low:
   Insurance companies will always start with low offers for car accident victims to minimize their payout. They save money by not covering your damages fully.
2. Your Assessment May Not Be Complete:
   Such offers come a little after the accident when the assessment of some of the damages is still not conclusive or is unclear. Accepting that first settlement means you rob yourself a chance at fair compensation when damages such as future medical costs become apparent.
3. It’s A Pressure Tactic:
   Insurance companies will try to pressure you into accepting the initial offer with the aim of avoiding additional payouts. When reading the offer, look out for statements like “best and final offer.” It may seem like you’re out of options, but rejecting the offer opens the door to negotiations. It doesn’t mean you won’t get compensated for your damages.
4. Accepting The Offer Releases Insurance From Further Liability:
   If you accept the insurance company's initial offer, you are essentially releasing them and the negligent party from any further liability because you are not entitled to any further payouts.
5. You May Not Have Professional Representation:
   An insurance company will try to get you to settle before you get the bright idea of hiring a car accident lawyer. Without an attorney, you are limited in the decisions you make, and the insurance company can get you to accept the offer.

Even though that first settlement offer isn’t in your best interest, it provides you with leverage for negotiations for a better and fairer settlement.