Oakland County Car Accident Lawyers Help You Take On Insurance Companies

There is no limit to the number of strategies insurance companies employ that we have seen as Michigan personal injury lawyers. However, some can be categorized based on their impact on your car accident claim, and you need to be on the lookout for the following in particular:

• Low Offers And Strong-Armed Settlements

One of insurance companies’ most popular and effective strategies is to get you to accept less than you need or deserve, sometimes, a lot less. They have many tactics for doing so, from offering a quick no-questions-asked cheque after an accident, to delaying the resolution of the settlement until you are too desperate to wait, or too unprepared to take them to trial.

Knowing the full value of your car accident injury claim is vital to fighting against these tactics. Since knowledge is essential, an experienced personal injury lawyer is your best friend in this fight. By helping you understand the full extent of the damages you are owed and gathering the information required to prove them, your lawyer sets you up on a far more even playing field, preventing that insurance company from taking advantage of you.

• Denying Responsibility Or Negligence

Car accidents are messy affairs; they often happen fast, and it is not always clear who is at fault. Even when things seem clear to you, an insurance company may drag its feet about accepting responsibility, try to shift the blame to you, or argue that there was no negligence on their client’s behalf. These tactics are designed to limit what they have to pay you or eliminate it entirely.

Given their size, it is easy for insurance companies to call on an army of lawyers and investigators, and for you to feel overwhelmed or helpless against them. Having a law firm with car accident experience on your side is vital to know when to dispute these claims and how to prove them in court if the insurance company refuses to back down.

• Disputing Injuries Or Their Cause

Insurance companies love nothing more than to blame your current injuries and situation on pre-existing injuries or conditions. They might try pointing to a previous accident or unrelated surgery to argue that their client’s negligence was not responsible. Some of the more cynical ones might even argue that you are faking the injuries, or their severity, entirely.

They may point to your social media, any gaps in your treatment, or even send an investigator to follow you to find evidence that your injury is less severe than you claim. Having an attorney is essential to review your claim, gather evidence, hire experts, and keep you from making such costly mistakes that the insurance companies can exploit.